September is National Disaster Preparedness Month, a timely reminder of the importance of being proactive. Extreme weather events are reaching record highs. FEMA declared 90 major disasters in 2024–meaning the US experienced a major climate disaster every 4 days on average. As the International Institute for Environment and Development points out, that’s nearly double the annual aver

Most of us already have various policies to protect our valuables— homeowners or renters insurance, auto insurance, and perhaps life insurance to safeguard your loved one’s financial security. But have you thought about how you’d handle a costly accident or lawsuit that exceeds your standard insurance limits? This is where umbrella insurance comes in. Often overlooked, an umbre

September is National Disaster Preparedness Month, a timely reminder that natural disasters can strike when we least expect them. Since 2023, natural disasters have caused $144.5 billion worth of damage in the US, according to the NOAA. As a homeowner, safeguarding your property is a crucial step for protecting your family, investment, and peace of mind. check your coverage First thing’s

The process of selling a home is a whirlwind of decisions and preparations. One critical choice you’ll face is whether to invest in repairs before putting your house on the market. This decision can impact the speed of the sale as well as the final sale price. Whether you're a first-time seller or a seasoned real estate veteran, understanding the pros and cons of pre-sale repairs is es

Purchasing a property is a significant decision that requires careful consideration and research. Beyond cosmetic qualities, price, and the physical condition of the home, there are several other factors that buyers should examine before completing their purchase. Doing your due diligence on these items will help you to be a more informed and confident homeowner. 1. fema flood maps Before buyi

February 5th is US Disaster Day which focuses on the importance of disaster awareness and management. According to CoreLogic, 1 in 10 homes were impacted by natural disasters in 2021 with property damage totaling almost $57 billion. Winter storms were the leading cause of damage followed by hurricanes, the severe weather category, which includes tornadoes and hailstorms, then wildfires.  U